FINANCE OPTIONS

Humm!

Little things. Big things.

Everything. No interest ever.

Buy ‘Little things’.

Up to $2,000 and choice to repay fortnightly in 5 or 10 slices – that’s over 2.5 or 5 months1.

Buy ‘Big things’.

Flexible repayment terms depending on what you buy and where you shop.

Take it today and take time to pay – with no interest, ever1.

Shop now

Say I’ll humm it when you pay

Fast approval

Get the app

From the App Store or Google Play

Pay in slices

Fortnightly payments

What is humm?

Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who can humm?

You just need to tick these boxes:

Be a permanent resident of Australia
Be 18 years or older
Have a valid email address and mobile number
Have an Australian debit or credit card
Have an Australian drivers license, passport or Medicare card
For Big things you also need to have a permanent job (at least 25 hours a week) or be on aged/veteran’s pension

I want to humm! Where do I start

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you’ve got the App running, just follow the steps and you’ll be good to go. Niiice!

How do I shop with humm?

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment. Instore, access the humm App and generate a barcode. Simply take this to the checkout with your purchase and they will scan or input the code.

With no interest, are the fees high?

No, they’re not. When you buy a ‘Big thing’ you’ll pay an establishment fee. Then you’ll pay just $8 a month. For full details read your Continuing Credit Payment Plan agreement.

When you buy a ‘Little thing’, there are no fees if you choose to pay it back over 2.5 months. If you choose to pay over 5 months, you’ll pay just $8 a month.

You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have.

Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries..

Nothing to pay
today

We pay the store, you get the goods, or the store sends the goods

Interest free with Zip Pay

Interest free terms available with Zip Money*

Flexible repayments

Pay us back how you like – weekly, fortnightly or monthly

Reusable account

A reusable account with a limit that suits your needs

Whatever you want from Lounge Lovers, there's a Zip for that

Two great ways to help you own it

$ 1000

Under

Account limits Up to $1,000
Interest free, always
Minimum repayments From $40/month
Establishment Fee $0
Monthly account fees $7.95/month (waived if your statement balance is zero)

$ 1000

Over

Account limits From $1,000
Interest free period Up to 6 months interest free*
Minimum repayments From $40/month or 3% of the outstanding balance (whichever is greater)*
Establishment Fee A one-off establishment fee may apply.
Monthly account fees $7.95/month (waived if nothing owing)

FINANCE OPTIONS